Advanced Strategy Spotlight: Leveraged B Trust
How life insurance can help increase value and allow more assets to pass to heirs What is a B Trust? A “B Trust” (or Credit Shelter Trust) is a common estate planning technique describing a trust designed to make maximum use of the estate tax exemption available. It...
Success Story: Split Funded Defined Benefit Plans
SFDB Plan Success Story Highlights The clients made a $641,000 contribution gaining a $289,000 tax savings (45% tax bracket). The plan added $1.5 million of life insurance coverage. The financial advisor will receive at least $381,000 of new AUM each year for the life...
Infographic: Applicable Federal Rates are Rising
Intra-Family Loans: A Way to take advantage of low AFR Rates In 2016, we saw a dip in Applicable Federal Rates (AFRs), which created a huge opportunity for high-net-worth clients to use intra-family loans and other strategies for wealth transfer. AFRs are the lowest...
From a Leading Estate Planning Attorney’s Point of View Twin Cities RIA Lunch Seminar
When Tuesday, April 25, 2017 from 11:30 AM to 1:00 PM CDT Where BLVD Kitchen & Bar 11544 Wayzata Blvd Minnetonka, MN 55305 Contact Jessica Nickerson Mercury Financial Group 214-380-1560 Join us for lunch at BLVD Kitchen & Bar in Minnetonka to learn how RIAs...
Advanced Strategy Spotlight: Spousal Lifetime Access Trust (SLAT)
What is a Spousal Lifetime Access Trust or SLAT? A Spousal Lifetime Access Trust (SLAT) is a specially designed irrevocable trust for married clients. When properly structured, the trust keeps assets including life insurance proceeds outside of both spouses’ estate,...
TOP REASONS FINANCIAL ADVISORS DO NOT USE PLANNING AND INSURANCE STRATEGIES IN THEIR PRACTICES
Top Myths of not Offering Planning & Insurance Several years ago, a branch manager asked me to come present to his top advisors with a specific topic he already had in mind. He said, “rather than discuss some advanced wealth management planning technique, I want...
Advanced Planning Strategy Spotlight: Split Funded Defined Benefit Plans
A wealth management solution for small business owners Very often small business owners are looking for retirement planning options beyond a 401(k). They want a retirement plan that provides them, as the owner, substantial contributions for themselves, but also tax...
Infographic: 2017 Brings a Jump in AFR Rates
Have Clients Take Advantage of Low Rates Before Year End Applicable Federal Rates (AFRs) are the lowest rates clients can charge family members without causing a negative gift tax result when engaging in intra-family sales or making intra-family loans. Financial...