Advanced Strategy Spotlight: Leveraged B Trust
How life insurance can help increase value and allow more assets to pass to heirs What is a B Trust? A “B Trust” (or Credit Shelter Trust) is a common estate planning technique describing a trust designed to make maximum use of the estate tax exemption available. It...
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Success Story: Split Funded Defined Benefit Plans
SFDB Plan Success Story Highlights The clients made a $641,000 contribution gaining a $289,000 tax savings (45% tax bracket). The plan added $1.5 million of life insurance coverage. The financial advisor will receive at least $381,000 of new AUM each year for the life...
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Infographic: Applicable Federal Rates are Rising
Intra-Family Loans: A Way to take advantage of low AFR Rates In 2016, we saw a dip in Applicable Federal Rates (AFRs), which created a huge opportunity for high-net-worth clients to use intra-family loans and other strategies for wealth transfer. AFRs are the lowest...
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From a Leading Estate Planning Attorney’s Point of View Twin Cities RIA Lunch Seminar
When Tuesday, April 25, 2017 from 11:30 AM to 1:00 PM CDT Where BLVD Kitchen & Bar 11544 Wayzata Blvd Minnetonka, MN 55305 Contact Jessica Nickerson Mercury Financial Group 214-380-1560 Join us for lunch at BLVD Kitchen & Bar in Minnetonka to learn how RIAs...
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Advanced Strategy Spotlight: Spousal Lifetime Access Trust (SLAT)
What is a Spousal Lifetime Access Trust or SLAT? A Spousal Lifetime Access Trust (SLAT) is a specially designed irrevocable trust for married clients. When properly structured, the trust keeps assets including life insurance proceeds outside of both spouses’ estate,...
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TOP REASONS FINANCIAL ADVISORS DO NOT USE PLANNING AND INSURANCE STRATEGIES IN THEIR PRACTICES
Top Myths of not Offering Planning & Insurance Several years ago, a branch manager asked me to come present to his top advisors with a specific topic he already had in mind. He said, “rather than discuss some advanced wealth management planning technique, I want...
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Advanced Planning Strategy Spotlight: Split Funded Defined Benefit Plans
A wealth management solution for small business owners Very often small business owners are looking for retirement planning options beyond a 401(k). They want a retirement plan that provides them, as the owner, substantial contributions for themselves, but also tax...
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Infographic: 2017 Brings a Jump in AFR Rates
Have Clients Take Advantage of Low Rates Before Year End Applicable Federal Rates (AFRs) are the lowest rates clients can charge family members without causing a negative gift tax result when engaging in intra-family sales or making intra-family loans. Financial...
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