Year-End Planning Suggestions It’s nearing the end of the year and with the recent market drops and volatility getting your clients worried, we have some year-end planning suggestions that can be win-win’s. We can help with innovative planning strategies that can...

Years ago I saw an eye-catching financial stat, oddly enough, in a Physician’s magazine.  The stat was in an article promoting the use of “deferred comp” plans for doctors.  In essence, the article was imploring physicians to use the very same retirement vehicle the...

The tax law passed at the very end of 2017 has left many clients and advisors wondering about current estate planning needs: Now what? Does it affect me? Do I need to take action regarding my planning? The short answer is - probably! We work with wonderful clients who...

Estate Planning and The Forgotten Client Over the past several years we’ve seen the estate tax exemptions jump from $1 million per person to now, temporarily, over $11 million per person.  Consequently, many estate planners have seen their practices scale back...

3 Reasons to Do A Policy Analysis That You Likely Have Never Been Told 1. Almost 2 in 5 policies are “orphaned”. This means they have no one watching over their performance. This is dangerous because life insurance is an asset that needs managing, just like any other...

And now we take action, right?  What am I talking about?   I’m talking about (finally) taking action on your planning. For the past 2 years we’ve heard countless clients say, “Hey, I get it. I know I need to do my estate planning but I’m not doing anything until I see...

Going in to the holidays is a good time to start thinking about your New Year's Resolutions.  As the year ends, we reflect on all that we have accomplished.  We should then consider what goals to set for the coming year.  In 2018, make the decision to SURPASS your...

Expert Dan Mythen, CEP, offers considerations for Legacy Plan Assets in today's investment environment What are the considerations in choosing an asset to pass on to heirs in today's environment? High net worth clients that plan to leave a legacy should consider how...

Expert Bruce Rothbard, CLU®, ChFC® answers questions on incorporating life insurance into estate plans How is life insurance utilized as an estate planning tool? Because both federal and state estate tax laws are ever-changing, liquidity is essential for HNW clients....

How life insurance can help increase value and allow more assets to pass to heirs What is a B Trust? A “B Trust” (or Credit Shelter Trust) is a common estate planning technique describing a trust designed to make maximum use of the estate tax exemption available. It...